Ready to buy a home?
Before shopping for homes, you should obtain a pre-approval letter.
Know how much you can qualify for.
Send your items in beforehand to be reviewed.
Review funds you may need to purchase a home.
Allow a smoother process from the beginning.
Purchasing a home with a FHA loan can help many individuals and families as a smaller down payment is required. Typically, only a small down payment of 3.5% of the purchase price is required according to the Federal Housing Administration (FHA). With this loan option, many first-time homebuyers can take advantage and have the opportunity to purchase their own home.
When obtaining a FHA loan, the mortgage is insured by the government and has more flexible criteria to help qualify compared to other programs such as a conventional mortgage.
Various benefits to potential homebuyers include less restrictive credit score requirements, more flexibility with debt to income, student loans and of course, a lower down payment.
Contact us to learn more and to help get you pre-approved for your home purchase.
FHA Mortgage Benefits
A lower down payment requirement of only 3.5% of the property's purchase price
Flexible credit requirements in comparision to other programs such as conventional loans
Backed by the U.S. government, FHA loans have helped millions of consumers purchase their home to help American achieve the dream of homeownership
FHA loans have will typically have a fixed interest rates to allow more stability and understanding of your monthly mortgage
As a built in benefit, if interest rates change in your favor, contact us and we'll help you streamline your FHA mortgage to reduce the monthly payment.
Your mortgage journey.
Various loan type options including:
Conventional loan
FHA loan
VA loan
Self-employed loan options
No income verification for investors
Benefits of Homeownership
Homeownership is a significant milestone and a decision that offers many advantages. In addition to providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging. Mortgage Group has been helping individuals and families obtain homeownership, guiding them through the process and obtaining referrals to help their family and friends accomplish the same.
Purchase
Get pre-approved to purchase your first home, second home or upcoming investment property.
Refinance
Own a property and interested in lowering your payment? Need to take cash out? Refinance with confidence.
Connect with Us
Our experienced team with be happy to speak with you, and walk you through each step of the process.
Providing mortgage solutions to help you with your home.
Mortgages can be complicated and have many moving parts. Let our team help you!
Contact Us
It only takes a few moments to reach out and have an initial conversation.
Know the Next Steps
Our team will work with you to find the best way to achieve your home loan goals.
Find Your Home and Get Your Loan
Our team will be prepared to move with the next steps once you have secured your home purchase contract.
Houses
Townhomes
Condos
Multi-Units
How much home can I afford?
Which home loan program is right for me?
Contact our team today.
1-800-583-5305
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov
A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at
www.sml.texas.gov