Ready to buy a home or condo in Sunny Isles Beach, FL?
Before shopping for a property, you should obtain a pre-approval letter.
Know how much you can qualify for.
Send your items in beforehand to be reviewed.
Review funds you may need to purchase a home.
Allow a smoother process from the beginning.
Are you considering purchasing or refinancing a property in Sunny Isles Beach, FL?
Sunny Isles Beach is located just east of Aventura and between Bal Harbour and Golden Beach. With many new, luxury condos, buyers from around the world have been purchasing properties in this lavish city.
Construction projects continue throughout the area as more properties are being built to meet the demand.
Contact us to learn about financing options based on your scenario.
Highlights to Know When Obtaining a Mortgage for a Condo in Aventura:
Many buildings will require at least 10% down payment to purchase with a traditional residential mortgage for a primary residence. Other buildings will require a 25% down payment for a primary residence, and 30% for a second home or investment property when obtaining a mortgage.
The financials and HOA details will often help determine what is required to obtain a mortgage on a Sunny Isles Beach condo.
Sunny Isles Beach Condos
Aqualina
Arlen House
Bentley
Jade Beach
Jade Ocean
Jade Signature
King David
Marenas
Muse
Ocean I
Ocean II
Ocean III
Ocean IV
Oceania
Porsche Tower
Regalia
Ritz Carlton
St. Regis
Turnberry
Trump International
Trump Towers
Winston Towers
Highlights to Know When Obtaining a Residential Mortgage for a House:
If you are considering purchasing a Sunny Isles Beach home, there is a good chance you will need a conventional loan or jumbo loan. As purchase prices have risen on homes, loan limits have increased as well. However, if the loan amount is above the conforming maximum, we can focus on a jumbo loan to help obtain financing for you. Many homebuyers will purchase with at least 25% down payment, but there are options with less or more down payment, depending on your situation.
In addition to many traditional financing options, we also have options for self-employed buyers, investors, foreign nationals.
For further details, contact us and we'll help you through the process.
Sunny Isles Beach Homes
Golden Gate Estates
Golden Shores
Poinciana
Your mortgage journey.
Various loan type options including:
Conventional loan
FHA loan
VA loan
Self-employed loan options
No income verification for investors
Benefits of Homeownership
Homeownership is a significant milestone and a decision that offers many advantages. In addition to providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging. Mortgage Group has been helping individuals and families obtain homeownership, guiding them through the process and obtaining referrals to help their family and friends accomplish the same.
Purchase
Get pre-approved to purchase your first home, second home or upcoming investment property.
Refinance
Own a property and interested in lowering your payment? Need to take cash out? Refinance with confidence.
Connect with Us
Our experienced team with be happy to speak with you, and walk you through each step of the process.
Providing mortgage solutions to help you with your home.
Mortgages can be complicated and have many moving parts. Let our team help you!
Contact Us
It only takes a few moments to reach out and have an initial conversation.
Know the Next Steps
Our team will work with you to find the best way to achieve your home loan goals.
Find Your Home and Get Your Loan
Our team will be prepared to move with the next steps once you have secured your home purchase contract.
Houses
Townhomes
Condos
Multi-Units
How much home can I afford?
Which home loan program is right for me?
Contact our team today.
1-800-583-5305
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov
A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at
www.sml.texas.gov